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Education Loan
Check List of the documents may asked by the Banks.
  • Proof of identification:Election ID Card/PAN Card/Passport/Driving Licence
  • Proof of residence:Elictricity bill/Latest rent slip/Assessment Order/Telephone bill/Employer's certificate regarding permanent address.
  • 3 Passport size photograph of the borrowers,Co-borrower & guarantor(if any).
  • Duly filled up application form.
  • Statement of Assets & Liability of borrower,co(Bio-Data)
  • Signature & PhotoGraph (Borrower,Co-borrower & guarantor) identification
    under branchseal on applicationand bio-data from.
  • Proof of business address-Registration certificate/VAT or Sales Taxrecipt.
  • Bank a/c statement for the last 6 months.
  • AICTE approval for the course.
  • Any gap in studies
  • Any carryovers.
ADMISSION RELATED DOCUMENTS
  • Mark-sheet of the student [10th onwards].
  • Proof of admission to the course.
  • Bonatide certificate from college.
  • Copies of letter confirming scholarship,freeship,studentship etc.
  • Prospetus/documents evidencing course commencement & duration
  • Schedule of expenses for the course
  • Evidence showing admission secured to the course through Entrance
    Exam/Selection process.
INCOME RELATED DOCUMENTS
For Salaried
  • Latest original salary slip showing all deductions
  • TDS Certificate [Form 16]& copy of IT Returns for the last 2 financial years duly
    acknowledged by I.T Department.
  • Employment details for the last 5 years.
For Self-employed/Professionals/Business.
  • 2 years IT Returns duly acknowledge by I.T Department/I.T Assessment Orders for computation of income.
  • Copies of Challans in respect of advance payment of incom tax.
EDUCATION LOAN INTEREST RATE TABLE
Bank Name Upto 4 Lacs 4 to 7.5 Lacs Website
SBI 11.25 11.75 sbi.co.in
PNB 10.50 11.25 pnbindia.com
Axis bank 15.75 15.75 axisbank.com
Bank of India 9.50 10.00 bankofindia.com
Union Bank of India 11.75 12.50 unionbankofindia.co.in
Syndicate Bank 10.00 10.00 syndicatebank.in
Central Bank of India 10.00 10.00 centralbankofindia.co.in
Canara Bank 11.00 12.00 canarabank.com
Corporation Bank 11.00 12.00 corpbank.com
IDBI Bank 11.75 12.75 idbibank.com
Uco Bank 11.25 11.75 ucobank.com
   
 
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